We all see people posting pictures of  the crazy amounts of gifts they’ve gotten for their loved one’s on Christmas Eve. Let’s keep it real, we’ve all done it, myself included.  As giving people, we can let the Holiday spending go a little overboard. I love giving  gifts to others,  but hate the  January “financial hangover” when holiday shopping is over. And this year I’ve made a plan to NOT let this happen. During the year, we, like most families have a pretty strict budget.  We pay the same things every time we get paid, have a nice little savings amount, but for some reason when the Holiday pressure starts creeping up, the budget goes…